Understand the rules and guidelines for using our website and services responsibly and securely.
Revised Posting Date : October, 2025
Welcome to RapidPersonalLoans.com (the "Website"), operated by Revup Media Group, LLC ("Company," "we," "us," or "our"). This Agreement describes the terms and conditions that govern your use of our Website and the products and services provided through or in connection with our Website (collectively, the "Service"). Any changes to this Agreement are effective as of the date posted and apply prospectively. You must read and agree with all terms and the posted Privacy Policy (incorporated by reference) before using the Service. If you do not agree, you are not authorized to use the Service. Our Service is controlled and offered from the United States. If you access the Service from other jurisdictions, you do so on your own initiative and are responsible for compliance with local law.
THIS AGREEMENT CONTAINS AN AGREEMENT TO ARBITRATE ALL CLAIMS, A CLASS ACTION WAIVER, AND DISCLAIMERS OF WARRANTIES AND LIABILITY.
YOU ARE ENTERING INTO A LEGAL AGREEMENT. IF YOU DO NOT AGREE TO THESE TERMS AND THE PRIVACY POLICY, DO NOT ACCESS OR USE THE WEBSITE OR PROVIDE ANY INFORMATION. YOU MUST BE AT LEAST 18 YEARS OF AGE AND HAVE THE LEGAL CAPACITY TO ENTER INTO THIS AGREEMENT. You represent that all information you submit is true, complete, and not misleading, and you agree to update it as necessary.
We operate a marketing and referral service. WE ARE NOT A LENDER, LOAN BROKER, LOAN ARRANGER, OR AGENT OF ANY LENDER. WE DO NOT MAKE CREDIT DECISIONS, ORIGINATE LOANS, OR DETERMINE LOAN TERMS. With your authorization, we may transmit your information to independent third‑party lenders, lending networks, and other financial service providers (collectively, "Providers"). Submission of a request is not an application for credit and does not guarantee that you will receive any offer, be approved for credit, or obtain any specific terms. Approval, rates, fees, and terms are determined solely by Providers, subject to applicable law.
To use the Service, you may be asked to complete and submit a lead or inquiry form with your personal, contact, employment, income, and bank information. We may use matching technology and business rules to identify Providers that may be interested in contacting you. If a Provider is interested, you may be redirected to the Provider's website to complete an application. Once redirected, your interactions are governed by the Provider's terms and privacy policy. If you are not matched to a Provider, we may refer you to additional Providers or affiliated websites that may offer related products or services, consistent with your choices and applicable law.
By submitting your information, you authorize us to share it with Providers to facilitate your request. You further authorize Providers to obtain information from consumer reporting agencies and third‑party data sources, including identity verification services, and to verify information you provide (which may include a "soft" inquiry that does not by itself affect your credit score; if you proceed, Providers may later conduct a "hard" inquiry that may affect your credit score). Providers may verify employment, income, bank account ownership, and other eligibility criteria consistent with the Fair Credit Reporting Act and applicable law.
You consent to be contacted by us and by Providers via email, telephone, and text/SMS, including by automatic telephone dialing systems and prerecorded/artificial voice messages, at the numbers and addresses you provide, for informational and marketing purposes consistent with law. CONSENT IS NOT A CONDITION OF PURCHASE OR SERVICE. Message and data rates may apply. To opt out of marketing texts, reply STOP; for emails, use the unsubscribe link. You may still receive non‑marketing, transactional messages.
You agree to receive required disclosures and documents electronically and to conduct transactions electronically as described in our E‑Consent. Your electronic signature has the same effect as a handwritten signature to the extent permitted by law, including ESIGN.
Not all Providers operate in all states. Products may be unavailable where prohibited by law. Some Providers may be tribal lenders (sovereign entities) and may operate under different laws and remedies than state‑licensed lenders. Carefully review all Provider disclosures, including APRs, fees, repayment schedules, late fees, and any arbitration provisions, before accepting any offer.
Loan APRs, fees, repayment terms, and total cost of credit vary by Provider and your qualifications. Providers are responsible for providing Truth in Lending Act disclosures and any state‑specific disclosures prior to consummation. Review all disclosures and ensure you understand your obligations before agreeing.
You agree to: (a) review all Provider terms and disclosures; (b) make timely payments if you accept a loan or other product; (c) promptly notify your Provider of changes to your contact information; and (d) borrow responsibly and only amounts you can afford to repay. Late or missed payments may result in additional fees, collection activity, and negative credit reporting.
You agree not to: (a) interfere with, disrupt, or impair the Website; (b) submit false, inaccurate, or misleading information; (c) use automated means to access the Service without our prior written permission; (d) copy, modify, distribute, or create derivative works from the Website or content except as expressly permitted; or (e) use the Service for any unlawful purpose.
Our Privacy Policy explains how we collect, use, disclose, and safeguard information, and describes choices available to you, including for interest‑based advertising. By using the Service, you consent to the practices described in the Privacy Policy. For California rights, see our California Privacy Notice.
The Website may contain links to third‑party websites or services. We do not control, endorse, or assume responsibility for third‑party content, policies, or practices. Your dealings with third parties are solely between you and the third party.
We may receive compensation from Providers for marketing and referral services, including when we share your information or when you connect with or obtain a product from a Provider. Compensation does not affect your cost from Providers, which is determined solely by the Provider and applicable law.
The Website and its contents are owned by or licensed to the Company and are protected by intellectual property laws. Subject to this Agreement, we grant you a limited, revocable, non‑exclusive, non‑transferable license to access and use the Website for personal, lawful purposes.
THE WEBSITE AND SERVICE ARE PROVIDED "AS IS" AND "AS AVAILABLE." TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING ANY WARRANTIES OF TITLE, NON‑INFRINGEMENT, MERCHANTABILITY, OR FITNESS FOR A PARTICULAR PURPOSE. WE DO NOT WARRANT UNINTERRUPTED OR ERROR‑FREE OPERATION OR THAT DEFECTS WILL BE CORRECTED.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES (INCLUDING LOST PROFITS, LOST DATA, OR BUSINESS INTERRUPTION) ARISING FROM OR RELATED TO YOUR USE OF THE WEBSITE OR SERVICE, EVEN IF ADVISED OF THE POSSIBILITY. OUR TOTAL LIABILITY FOR ALL CLAIMS WILL NOT EXCEED ONE HUNDRED U.S. DOLLARS ($100) IN THE AGGREGATE.
You agree to indemnify, defend, and hold harmless the Company, its affiliates, and their officers, directors, employees, and agents from and against all claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising out of or related to your use of the Service, your breach of this Agreement, or your violation of any law or third‑party rights.
We may modify, suspend, or discontinue any aspect of the Service at any time without notice. We may update this Agreement from time to time; the Revised Posting Date reflects the latest revision. Your continued use constitutes acceptance. We may suspend or terminate your access for any violation of this Agreement or for any lawful reason.
ANY DISPUTE, CLAIM, OR CONTROVERSY ARISING OUT OF OR RELATING TO THIS AGREEMENT OR THE SERVICE WILL BE RESOLVED BY BINDING ARBITRATION ON AN INDIVIDUAL BASIS BEFORE A SINGLE ARBITRATOR ADMINISTERED BY THE AMERICAN ARBITRATION ASSOCIATION (AAA) UNDER ITS APPLICABLE RULES. YOU AND WE AGREE THAT EACH MAY BRING CLAIMS ONLY IN AN INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY CLASS OR REPRESENTATIVE ACTION. YOU MAY OPT OUT OF ARBITRATION WITHIN 30 DAYS OF FIRST BECOMING SUBJECT TO THIS CLAUSE BY MAILING A WRITTEN OPT‑OUT NOTICE WITH YOUR NAME, ADDRESS, PHONE NUMBER, AND A STATEMENT THAT YOU OPT OUT OF ARBITRATION TO THE ADDRESS IN SECTION 23. Either party may bring qualifying claims in small claims court in Maricopa County, Arizona. The arbitrator will apply applicable federal law and Arizona law, without regard to conflict‑of‑law rules. Fees and costs will be allocated under AAA rules; each party bears its own attorneys' fees unless the arbitrator awards otherwise under applicable law. If the class action waiver is found unenforceable, this Section is unenforceable in its entirety.
This Agreement is governed by the laws of the State of Arizona and applicable federal law. Subject to Section 19, exclusive venue for any permitted court action lies in the state or federal courts located in Maricopa County, Arizona.
We support the Online Lenders Alliance (OLA) Best Practices and Marketing Guidelines, including clear and conspicuous disclosures, responsible marketing, consumer privacy, and lawful data use. We expect Providers to comply with applicable laws and industry standards.
You may not assign this Agreement without our prior written consent. We may assign this Agreement in connection with a merger, acquisition, or corporate reorganization. If any provision is held invalid or unenforceable, it will be replaced by a valid provision that most closely matches the intent, and the remainder will continue in effect. Our failure to enforce any provision is not a waiver. We are not liable for any delay or failure to perform due to events beyond our reasonable control (force majeure).
This Agreement, together with the Privacy Policy and E‑Consent, constitutes the entire agreement between you and the Company regarding the Service and supersedes all prior or contemporaneous communications. Please print or save a copy for your records.
Revup Media Group, LLC (Operator of RapidPersonalLoans.com)
PO Box 1358
Higley, AZ 85236
Phone: (480) 788‑3421