Our commitment to responsible lending practices and consumer education
Last Updated : October 28, 2025
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RapidPersonalLoans.com, operated by Revup Media Group, LLC, supports responsible lending, transparent marketing, and consumer choice. We align our practices with applicable laws and with the spirit of the Online Lenders Alliance (OLA) Best Practices and Marketing Guidelines, including clear disclosures, accurate advertising, and respect for consumer privacy and preferences.
- We are not a lender and do not make credit decisions.
- With your consent, we transmit your information to independent third‑party lenders, lending networks, and financial service providers ("Providers").
- Providers determine eligibility, approval, and terms. Not all Providers operate in all states. Terms vary and are subject to applicable law.
- Clear, Prominent Disclosures: We disclose that we are not a lender; results are not guaranteed; and terms, availability, and timing vary by Provider.
- Accurate Representations: We do not promise approval or specific loan terms. Any examples are illustrative only.
- Consent‑Based Outreach: We obtain consent for communications per the Telephone Consumer Protection Act (TCPA) and honor opt‑out requests.
- Consumer Privacy: We handle data as outlined in our Privacy Policy and use reasonable safeguards.
- Assess Need and Budget: Borrow only what you need and can afford to repay. Create a monthly budget to ensure timely repayment.
- Compare Offers: Evaluate APRs, fees, and total cost of borrowing. Ask questions and read all disclosures.
- Understand Consequences: Late or missed payments can lead to fees, collection activity, and negative credit reporting.
- Keep Records: Save copies of your agreement, disclosures, payment schedule, and Provider contact information.
- Be cautious of guaranteed‑approval claims or pressure to act immediately.
- Review fees and prepayment terms; avoid hidden or unclear costs.
- If terms are confusing or unaffordable, do not proceed.
- Principal: the amount you borrow.
- APR: annual cost of credit, including interest and certain fees.
- Term: time you have to repay.
- Repayment Schedule: how often and how much you pay.
- Prepayment: paying early—ask whether fees apply.
- Default: missing payments; may lead to fees and collection.
- Consumer Financial Protection Bureau: consumerfinance.gov
- Federal Trade Commission: consumer.ftc.gov
- National Foundation for Credit Counseling: nfcc.org
Revup Media Group, LLC (Operator of RapidPersonalLoans.com)
PO Box 1358
Higley, AZ 85236
Phone: (480) 788‑3421